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In general, though, the maximum amount that can be garnished for consumer debt is 25% of your disposable earnings, or the amount by which your weekly income exceeds 30 times the federal minimum wage, whichever is less.—CBS News, 13 May 2026 Total consumer debt has hit a record of nearly nineteen trillion dollars; the median household is eighty thousand dollars underwater.—E. Tammy Kim, New Yorker, 9 Mar. 2026 President Donald Trump has been calling for a 10% cap on credit card interest rates, while consumer debt levels are rising.—Ryley Amond, CNBC, 4 Mar. 2026 Here are the states that increased their consumer debt the most in the second half of 2025.—Irene Wright, USA Today, 11 Feb. 2026 See All Example Sentences for consumer debt